| When an appliance breaks, do you have trouble | | | | to see them if you have a mix. Label one tab |
| finding the warranty information? Do you know | | | | `small appliances.' In this folder put books, with |
| when you put new tires on your car the last | | | | receipts stapled on the front cover, of the |
| time? Do you know when your life insurance is | | | | toaster, mixer, coffee maker and so on. Next |
| due, so you can budget for the expense? If you | | | | make a folder for `large appliances' and do the |
| cannot find your information when you need it, | | | | same. Because of the shiny finish on receipts it's |
| you could waste precious time in an emergency. | | | | good to write the date and price you paid on the |
| You've had your new coffee maker for less then | | | | books. You'll need folders for `home |
| a month and it won't heat the coffee anymore, | | | | improvements.' In here you will put info from new |
| do you go and buy a new one? You can possibly | | | | light fixtures, carpet replacement and so on. |
| return it if you have the receipt and the book for | | | | When it comes to preparing for regular expenses |
| it. Many times there is a thirty to ninety day | | | | such as car insurance you'll need to set up a file |
| warranty on small appliances through the store | | | | and a calendar. Go back into your checkbook, or |
| where you bought it. But if you can't prove when | | | | wherever you pay your bills from, and write |
| you bought it, you might have to pay for a new | | | | down the date these sorts of bills come due and |
| one. | | | | how much they are. If you don't know, you can |
| Are you surprised that your house insurance is | | | | wait until the next one comes, write it down, pay |
| due again? Time flies, and you need to financially | | | | it and file the bill with `paid' marked on it and the |
| be prepared for regular expenses. So how do | | | | date. If there is any discrepancy from the |
| people stay organized? Setting up a small system | | | | company you will easily be able to fax them a |
| doesn't cost you a lot of time or money, you just | | | | copy of the bill where you have made your notes. |
| have to do it and then be consistent about filing. | | | | Setting up files is very simple and inexpensive to |
| Buy twenty-four, or so, manila file folders and a | | | | do. After a year, you won't believe how much |
| box to hold them. It doesn't matter if the tabs | | | | information you have collected that will make |
| are in the middle or on the sides, but it is easier | | | | things easier when a problem arises. |