| I'm sure at one point or other you've all | | | | a period of 30 days. This will cover you as |
| made or listened to jokes about driving | | | | a comprehensive policy and give you the peace |
| abroad, driving round roundabouts the wrong | | | | of mind you require. |
| way, etc. The reality of this can be rather | | | | |
| more serious. | | | | Not all providers offer this feature so it is |
| | | | advisable to check early, as if you cannot |
| It's all very well if you're hiring a car in | | | | add this temporary cover, you will need time |
| the country you travel to, but what if you're | | | | to seek and apply for a temporary policy with |
| driving your own car over to say France or | | | | another company. |
| another now easily accessible European | | | | |
| country. Does your normal car insurance | | | | It is also important to have your car checked |
| policy cover you? | | | | over mechanically before you attempt to make |
| | | | a long overseas trip, so as to avoid having |
| The answer in some ways is both yes and no. | | | | to make a claim whilst abroad. This is also |
| Yes you should be covered on the majority of | | | | good general advice before any long road |
| policies, as under European Union law a | | | | trip. |
| minimum level of cover is required in all of | | | | |
| the member countries. This however is only | | | | You may be able to find certain insurance |
| really about the same level of cover as a | | | | companies who offer comprehensive European |
| third party policy, coincidentally the | | | | cover as part of their standard policy. This |
| minimum level allowed by law in this country. | | | | will take some research and a good idea is to |
| | | | use a comparison site to make the job easier |
| Then on the other hand when you think about | | | | by showing you what is and is not covered |
| it, no, you're not really covered | | | | under a prospective policy. |
| sufficiently. All the insurance will pay out | | | | |
| for is damage or injury to a third party and | | | | The main things to remember when planning a |
| no cover is provided for yourself. Many | | | | trip abroad in your car are; Make sure you |
| people do not realise how little is covered | | | | are covered (take extra cover if needed), |
| whilst driving in Europe and may presume they | | | | have your car checked over mechanically, take |
| have comprehensive cover. | | | | plenty of maps, take many breaks and above |
| | | | all drive safely and carefully, especially in |
| Most insurers offer a temporary top up to | | | | unfamiliar surroundings. |
| your motor insurance policy, often for up to | | | | |