| I'm sure at one point or other you've all made or | | | | comprehensive policy and give you the peace of |
| listened to jokes about driving abroad, driving | | | | mind you require. |
| round roundabouts the wrong way, etc. The | | | | Not all providers offer this feature so it is |
| reality of this can be rather more serious. | | | | advisable to check early, as if you cannot add this |
| It's all very well if you're hiring a car in the | | | | temporary cover, you will need time to seek and |
| country you travel to, but what if you're driving | | | | apply for a temporary policy with another |
| your own car over to say France or another now | | | | company. |
| easily accessible European country. Does your | | | | It is also important to have your car checked |
| normal car insurance policy cover you? | | | | over mechanically before you attempt to make a |
| The answer in some ways is both yes and no. | | | | long overseas trip, so as to avoid having to make |
| Yes you should be covered on the majority of | | | | a claim whilst abroad. This is also good general |
| policies, as under European Union law a minimum | | | | advice before any long road trip. |
| level of cover is required in all of the member | | | | You may be able to find certain insurance |
| countries. This however is only really about the | | | | companies who offer comprehensive European |
| same level of cover as a third party policy, | | | | cover as part of their standard policy. This will |
| coincidentally the minimum level allowed by law in | | | | take some research and a good idea is to use a |
| this country. | | | | comparison site to make the job easier by |
| Then on the other hand when you think about it, | | | | showing you what is and is not covered under a |
| no, you're not really covered sufficiently. All the | | | | prospective policy. |
| insurance will pay out for is damage or injury to a | | | | The main things to remember when planning a |
| third party and no cover is provided for yourself. | | | | trip abroad in your car are; Make sure you are |
| Many people do not realise how little is covered | | | | covered (take extra cover if needed), have your |
| whilst driving in Europe and may presume they | | | | car checked over mechanically, take plenty of |
| have comprehensive cover. | | | | maps, take many breaks and above all drive |
| Most insurers offer a temporary top up to your | | | | safely and carefully, especially in unfamiliar |
| motor insurance policy, often for up to a period | | | | surroundings. |
| of 30 days. This will cover you as a | | | | |