A Review Of Supplemental Security Income Benefits

Another program being administered by the Socialthe Federal income tax revenues and not from
Security Administration (SSA) in ensuring socialthe Trust Fund of the Social Security.
protection for the citizens of the United States isProvisions of SSI benefits do not base eligibility on
the Supplemental Security Income (SSI).the individual's employment or job history; it is
The SSI program's main targets are thebased more on the needs of the individual.
poverty-stricken individuals who have a lack ofHow to qualify for SSI benefits
resources to pay for basic needs like food, shelterSSI Program requirements:
and clothing. The program intends to give income1. United States legal resident and have not left
to needy individuals who were disabled and/orthe country "for more than 30 days"
have reached the elderly age of 65 and above,2. Citizens of the United States and eligible for
for as long as they have adequately met thebenefits (Some resident aliens are also given
program's income requirements.opportunity to avail of SSI benefits, given several
The SSA carefully administers and enforces theconditions)
SSI program's income requirements. By doing3. Meet the requirements, both Medical and
these, the government is assured of providingnon-medical
benefit only to people who have limited resources4. For those under 65 years old, they must meet
and inadequate income. The SSA carefullythe requirements of being disabled through
evaluates those who are elderly, disabled and hasevaluation of the state Disability Determination
impairments that are qualified to receiveService (DDS)
Supplemental Security Income benefits (SSI5. For children under 18 years of age, similar
benefits).disability requirements are also needed.
What is Income and Resources?6. For those who are 65 years old and above,
Income is the money an individual earns orthey need not meet the requirements for
receives every week or month through a job,disability and need only to meet the non-medical
unemployment benefits, VA benefits, pension,requirements by the SSI program.
family members and other relatives, and friends.What are the SSI benefits?
Resources, meanwhile, pertain to the money an- Individuals who qualify for benefits under the
individuals is safekeeping in a bank or accounts forSSI program receive Medicaid. This is a "health
investment like 401k/IRA, savings bonds, mutualinsurance plan" intended for needy citizens.
funds, stocks, and CDs, as well as properties anMany States base eligibility for Medicaid program
individual may have, aside from the primaryaccording to an individual's SSI eligibility.
residence, trust funds, vehicles excluding one, lifeMeanwhile, some States use other terms for
insurance policies.programs that are equivalent to the Medicaid. For
These are considered limited when the sum valueexample, in the state of California the program,
equals to $2,000 for individuals and $3,000 forwhich essentially is Medicaid, is called MediCal.
married couples.- In several States, SSI eligibility also qualifies the
Those applying for SSI benefits whose assetsindividuals and their family to avail of food stamps.
have surpassed these sum value will not beLocal Social Services in each area can be
considered eligible.consulted for qualifications to receive food
Where do the SSI benefits come from?stamps.
The money being used for the SSI comes from